Coming soon to Canada

Turn-key banking. As a service.

RH Bank is a new Canadian bank built to power modern financial products — a complete core banking platform with chequing, cards, payments, and lending, ready for your customers and your partners from day one.

Une nouvelle banque canadienne. Bientôt disponible en français.

Get launch updates Explore the platform
Chequing accounts Card issuing Bill payments Interac e-Transfer® EFT / ACH Wires Lending

Core banking, complete

Everything a bank does. Built in, day one.

RH Bank is launching with a full-stack core banking platform — the accounts, cards, and payment rails Canadians use every day, engineered for reliability and built to Canadian standards.

Chequing & deposit accounts

Full-featured CAD chequing and savings accounts with real-time balances, statements, and account-level controls — for consumers and businesses alike.

Card issuing

Debit and prepaid card programs with instant issuance, digital wallets, and granular spend controls — physical and virtual, under your brand or ours.

Bill payments

Access to Canada's bill payment network — thousands of billers, scheduled and recurring payments, with clear confirmation at every step.

Interac e-Transfer®

Send, request, and receive money the way Canadians already do — including autodeposit and real-time notifications, integrated natively into the platform.

EFT / ACH & wires

Domestic EFT, cross-border ACH, and domestic and international wire transfers — batch or one-off, with tracking and reconciliation built in.

Compliance & security

KYC, AML monitoring, and fraud controls designed for the Canadian regulatory environment — so every account and payment is protected from the start.

Banking as a Service

Your product. Our banking stack.

Fintechs, brands, and platforms shouldn't need years and a licence to offer banking. Partner with RH Bank and launch regulated financial products on our infrastructure — turn-key, API-first, and made in Canada.

Turn-key programs

Accounts, cards, and payments as ready-made building blocks — launch a complete banking experience in months, not years.

API-first integration

Modern REST APIs, webhooks, and sandbox environments — designed so your developers can build, test, and ship without friction.

Compliance handled

We carry the regulatory weight — onboarding, KYC, AML, and reporting — so your team can focus on product and customers.

Partnership, not just plumbing

A dedicated Canadian partner team from integration through growth — because embedded banking works best as a relationship.

The RH Bank stack

Your product & brandApps · Web · Embedded
RH Bank APIsAccounts · Cards · Payments · Lending
Payment railsInterac e-Transfer · EFT/ACH · Wires · Bill pay
Core banking & ledgerReal-time · CAD-native
Regulated Canadian bankCompliance · Risk · Oversight

Lending

And when Canadians need to borrow, we're built for that too.

Beyond everyday banking, RH Bank brings a focused lending practice — clear terms, Canadian underwriting, and products that help people and businesses build.

Personal

Residential mortgages

Purchases, renewals, and refinancing with transparent rates, flexible prepayment, and guidance in plain language — not fine print.

Multi-unit

CMHC-insured financing

Insured lending for purpose-built rental and multi-residential projects — supporting the homes Canadian communities need most.

Commercial

Conventional commercial mortgages

Financing for income-producing properties — office, retail, industrial, and mixed-use — with decisions made in Canada.

Embedded

Lending as a Service

Offer credit inside your own product through our BaaS platform — from underwriting to servicing, on regulated Canadian rails.

Why RH Bank

Banking the way it should feel in Canada.

We're building RH Bank on the values Canadians expect from their financial institutions — prudence, fairness, and genuine service — with the speed and clarity of a modern digital bank.

Stability

Prudent by design

Conservative risk management isn't an obstacle — it's how Canadian banking earned the world's trust. We intend to keep it that way.

Fairness

Clear terms, no surprises

Every rate, fee, and condition explained before you sign — for customers and partners alike. Pricing you can actually compare.

Service

Real people, real answers

Specialists in Canada who understand your market — whether you're opening an account, funding a project, or launching a program.

Launching soon

Be first in line when we open our doors.

Leave your email and we'll let you know the moment RH Bank goes live — whether you're a future customer or a future partner.

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